As a wife of a seafarer, I understand the tides of uncertainty that come with this unique journey. In times of unpredictability, God and a strong financial plan can be our anchor. Let’s embark on this voyage of financial stability with faith and practical wisdom. Here are tips, inspired by His Word, to help us navigate through uncertain waters while …
For many people, just like making a budget, tracking expenses is one of the most boring and scariest activities ever! I know right? But of course, no matter how we dread doing it, it is still a must on our side if we want to take control of our finances. Usually, the leakage in our budget comes from the small …
Being in debt is very common in most Filipino families today. It becomes so normal in the Philippines that some are even buried up to their eyeballs just to keep up with their friends, co-workers, and whatever is trending on social media. They already lost the hope of getting out of debt in the future. I remember the time when …
Being in debt is normal in the Philippines. The Bangko Sentral ng Pilipinas (BSP) released the National Baseline Survey on Financial Inclusion (NBSFI)1 in 2015 which is the first national survey of Filipino adults who are actual and potential users of financial products and services. It stated that almost 5 of 10 adults (47.1%) have debt, 33.8 percent borrowed in the past …
A budget is always part of our being accountable when it comes to our finances. Especially this time of pandemic when everything seems so shaky, all the more that we need to manage our finances properly. My husband and I will lay it out prior to every month so we can tell our money where it exactly has to go …
We all know that the income of a seafarer on board is usually more lucrative compared to the income of employees working ashore. So often times, we may think that seafarers are living a really good and easy life. But actually, life on board ship is not as sweet as a piece of cake like what other people are thinking. …
![No matter how bad is your situation right now, God is able and He will use your situation for your own good and for His greater glory.
Those who love God can trust in His goodness, His power, and His will to work out all things for our good.
"And we know that in all things God works for the good of those who love him, who[a] have been called according to his purpose." - Romans 8:28](https://scontent-sin6-4.cdninstagram.com/v/t51.2885-15/272819756_641261817138206_2676529681047489716_n.jpg?_nc_cat=110&ccb=1-7&_nc_sid=8ae9d6&_nc_ohc=S4Oju8XIsGkAX8kJKZ2&_nc_ht=scontent-sin6-4.cdninstagram.com&edm=ANo9K5cEAAAA&oh=00_AfBs6JBRCHvoYRoOf79GBrKdR6EpGvS9K04atist0qzI-A&oe=6514A1FC)
![It's so comforting to know that despite what's happening around us...all those uncertainties we face in our lives right now, we have SOMEONE who is always CONSTANT. 🥰
"And I am convinced that nothing can ever separate us from God’s love. Neither death nor life, neither angels nor demons,[b] neither our fears for today nor our worries about tomorrow—not even the powers of hell can separate us from God’s love." - Romans 8:38](https://scontent-sin6-4.cdninstagram.com/v/t51.2885-15/272760410_969565917328622_8807433378546268369_n.jpg?_nc_cat=103&ccb=1-7&_nc_sid=8ae9d6&_nc_ohc=3NclG2wZ_EUAX-6HHhc&_nc_ht=scontent-sin6-4.cdninstagram.com&edm=ANo9K5cEAAAA&oh=00_AfC26kia0LylEVVo3qHP56QFS5Mwj3KDxFpPwpbpqg5RAA&oe=651405CF)