”Why do you need to get out of debt? Debt can be a driving force for you to work harder. It is not forever…why are you punishing yourself?These are the questions that ordinary people throw at us as we started our journey on getting out of debt early this year. But at the end of this post I will tell …
Being in debt is normal in the Philippines. The Bangko Sentral ng Pilipinas (BSP) released the National Baseline Survey on Financial Inclusion (NBSFI)1 in 2015 which is the first national survey of Filipino adults who are actual and potential users of financial products and services. It stated that almost 5 of 10 adults (47.1%) have debt, 33.8 percent borrowed in the past …
Stress is one of the words that I decided to erase from my life’s vocabulary. Although a little of it is good to keep my body moving and doing, but too much of it can cause exhaustion, sickness and worst, death. For many years, I allowed stress in my life making my body suffer a lot of various effects from …
A long trip with our family in our car is exciting and fun, especially if we have planned it long before. For sure, our kids and the whole family will always be looking forward to this. May it be Baguio, Subic, Batangas, Quezon, etc. there will always be a sense of anticipation for family trips. But we don’t want it …
A budget is always part of our being accountable when it comes to our finances. Especially this time of pandemic when everything seems so shaky, all the more that we need to manage our finances properly. My husband and I will lay it out prior to every month so we can tell our money where it exactly has to go …
I was very wrong when I thought that I will be in a perfect and happy marriage after I married the perfect man for me . My husband and I will celebrate our 12th Wedding Anniversary this year. We’ve been through a lot already as a couple. Honestly, this past eleven years of our marriage was more of a bumpy …
We all know that the income of a seafarer on board is usually more lucrative compared to the income of employees working ashore. So often times, we may think that seafarers are living a really good and easy life. But actually, life on board ship is not as sweet as a piece of cake like what other people are thinking. …
Are you craving for biko? Today, I am going to share to you my recipe of one of my family’s favorite merienda, Biko with Latik Toppings. Recently, my hubby requested me to cook this merienda and my whole household loved the outcome and so I decided to share the recipe to you so you and your family can enjoy this …
![No matter how bad is your situation right now, God is able and He will use your situation for your own good and for His greater glory.
Those who love God can trust in His goodness, His power, and His will to work out all things for our good.
"And we know that in all things God works for the good of those who love him, who[a] have been called according to his purpose." - Romans 8:28](https://scontent-sin6-4.cdninstagram.com/v/t51.2885-15/272819756_641261817138206_2676529681047489716_n.jpg?_nc_cat=110&ccb=1-7&_nc_sid=8ae9d6&_nc_ohc=Ulna1K8y69wAX8-RfrJ&_nc_ht=scontent-sin6-4.cdninstagram.com&edm=ANo9K5cEAAAA&oh=00_AfB0AzdYA2j-pgJmghthoBHAgOHEfO_niEr6JAUKkeb5hQ&oe=6512A7BC)
![It's so comforting to know that despite what's happening around us...all those uncertainties we face in our lives right now, we have SOMEONE who is always CONSTANT. 🥰
"And I am convinced that nothing can ever separate us from God’s love. Neither death nor life, neither angels nor demons,[b] neither our fears for today nor our worries about tomorrow—not even the powers of hell can separate us from God’s love." - Romans 8:38](https://scontent-sin6-4.cdninstagram.com/v/t51.2885-15/272760410_969565917328622_8807433378546268369_n.jpg?_nc_cat=103&ccb=1-7&_nc_sid=8ae9d6&_nc_ohc=CkpQMW9s6IIAX_gyrzk&_nc_ht=scontent-sin6-4.cdninstagram.com&edm=ANo9K5cEAAAA&oh=00_AfBgPCxSet5hzhKpEqbrccss4wffBbq6eKmYtbkvfD8wiw&oe=65120B8F)