Family, Vacation

5 Important Things to Check Before Your Car Hits the Road for a Long Trip this Holy Week

A long trip with our family in our car is exciting and fun, especially if we have planned it long before. For sure, our kids and the whole family will always be looking forward to this. May it be Baguio, Subic, Batangas, Quezon, etc. there will always be a sense of anticipation for family trips. But we don’t want it …

Budget, Finances, Most Popular Posts

How to Make an Effective Zero-Based Budget During Pandemic

A budget is always part of our being accountable when it comes to our finances. Especially this time of pandemic when everything seems so shaky, all the more that we need to manage our finances properly. My husband and I will lay it out prior to every month so we can tell our money where it exactly has to go …

Budget, Finances, Maritime, Most Popular Posts

How to Budget a Seafarer’s Income in 5 Simple Steps

We all know that the income of a seafarer on board is  usually more lucrative compared to the income of employees working ashore. So often times,  we may think that seafarers are living a really good and easy life. But actually, life on board ship is not as sweet as a piece of cake like what other people are thinking. …