Debt-freedom, Finances

How We Paid Off Over P 450,000 Of Debt in 6 Months

Being in debt is normal in the Philippines. The Bangko Sentral ng Pilipinas (BSP) released the National Baseline Survey on Financial Inclusion (NBSFI)1 in 2015 which is the first national survey of Filipino adults who are actual and potential users of financial products and services. It stated that almost 5 of 10 adults (47.1%) have debt, 33.8 …

Bible Helps, Faith

8 Practical Tips to Remove Unnecessary Stress in Our Daily Lives

Stress is one of the words that I decided to erase from my life’s vocabulary. Although a little of it is good to keep my body moving and doing, but too much of it can cause exhaustion, sickness and worst, death. For many years, I allowed stress in my life making my body suffer a …

Family, Vacation

5 Important Things to Check Before Your Car Hits the Road for a Long Trip this Holy Week

A long trip with our family in our car is exciting and fun, especially if we have planned it long before. For sure, our kids and the whole family will always be looking forward to this. May it be Baguio, Subic, Batangas, Quezon, etc. there will always be a sense of anticipation for family trips. …

Budget, Finances, Most Popular Posts

How to Make an Effective Zero-Based Budget During the Pandemic

A budget is always part of our being accountable when it comes to our finances. Especially this time of pandemic when everything seems so shaky, all the more that we need to manage our finances properly. My husband and I will lay it out prior to every month so we can tell our money where …