Being in debt is normal in the Philippines. The Bangko Sentral ng Pilipinas (BSP) released the National Baseline Survey on Financial Inclusion (NBSFI)1 in 2015 which is the first national survey of Filipino adults who are actual and potential users of financial products and services. It stated that almost 5 of 10 adults (47.1%) have debt, 33.8 …
Stress is one of the words that I decided to erase from my life’s vocabulary. Although a little of it is good to keep my body moving and doing, but too much of it can cause exhaustion, sickness and worst, death. For many years, I allowed stress in my life making my body suffer a …
A long trip with our family in our car is exciting and fun, especially if we have planned it long before. For sure, our kids and the whole family will always be looking forward to this. May it be Baguio, Subic, Batangas, Quezon, etc. there will always be a sense of anticipation for family trips. …
A budget is always part of our being accountable when it comes to our finances. My husband and I will lay it out prior to every month so we can tell our money where exactly it has to go and not the other way around. Know well the condition of your flocks, and give attention …
I was very wrong when I thought that I will be in a perfect and happy marriage after I married the perfect man for me . My husband and I will celebrate our 10th Wedding Anniversary this year. We’ve been through a lot already as a couple. Honestly, this past ten years was more of …
We all know that the income of a seafarer on board is usually more lucrative compared to the income of employees working ashore. So often times, we may think that seafarers are living a really good and easy life. But actually, life on board ship is not as sweet as a piece of cake like …
Are you craving for biko? Today, I am going to share to you my recipe of one of my family’s favorite merienda, Biko with Latik Toppings. Recently, my hubby requested me to cook this merienda and my whole household loved the outcome and so I decided to share the recipe to you so you and …
