How to Pay Off Debt Fast with Debt Snowball Method

  No matter how much they earn, they spend two times of their income and then they are not left with anything as most of their salary goes in paying debts.” This is how a foreign CEO look at Filipinos when it comes to managing our finances. He said that he stopped their operations in …

6 Things That Our Kids Must Hear To Build Their Self-Confidence

Self-confidence is a feeling of trust in one’s abilities, qualities and judgement. – Oxford Dictionary Why kid’s self-confidence matters? Kids who have healthy self-esteem or confidence tend to: feel valued and accepted believe that they can do what’s expected be proud of a job well done think good things about themselves feel prepared for everyday …

How to Budget a Seafarer’s Income in 5 Simple Steps

We all know that the income of a seafarer on board is  usually more lucrative compared to the income of employees working ashore. So often times,  we may think that seafarers are living a really good and easy life. But actually, life on board ship is not as sweet as a piece of cake like …