How to Get 15,000 a Year While Spending Using Citibank Cash Back Credit Card

To be honest, after we paid out our debts, I  got allergic to the term “utang”. I surrendered my credit cards except for my Citibank Cash Back Credit Card that I use when buying groceries, gas and paying bills like Meralco, PLDT etc. I call it “Mommy CC” and I kept it because I earn cashback from my spendings. I …

How to Budget a Seafarer’s Income in 5 Simple Steps

We all know that the income of a seafarer on board is  usually more lucrative compared to the income of employees working ashore. So often times,  we may think that seafarers are living a really good and easy life. But actually, life on board ship is not as sweet as a piece of cake like what other people are thinking. …