As a wife of a seafarer, I understand the tides of uncertainty that come with this unique journey. In times of unpredictability, God and a strong financial plan can be our anchor. Let’s embark on this voyage of financial stability with faith and practical wisdom. Here are tips, inspired by His Word, to help us navigate through uncertain waters while …
To be honest, after we paid out our debts, I got allergic to the term “utang”. I surrendered my credit cards except for my Citibank Cash Back Credit Card that I use when buying groceries, gas and paying bills like Meralco, PLDT etc. I call it “Mommy CC” and I kept it because I earn cashback from my spendings. I …
No matter how much they earn, they spend two times of their income and then they are not left with anything as most of their salary goes in paying debts.” This is how a foreign CEO looks at Filipino workers in his company when it comes to managing their own finances. He said that he stopped their operations in …
It is the money set aside to help us survive an unexpected event or hard times like this pandemic when many lost their jobs, got sick and incurred a lot of medical bills, etc.
For many people, just like making a budget, tracking expenses is one of the most boring and scariest activities ever! I know right? But of course, no matter how we dread doing it, it is still a must on our side if we want to take control of our finances. Usually, the leakage in our budget comes from the small …
Although exempted to pay the income tax if gross income is less than Php 250,000, all small, medium and big businesses are required to register with BIR and file their taxes regularly.
After 18 months of paying off our non-mortgage debts, we are now down to one(1) out of seven (7) debts. Praise and glory be to our wonderful God who provides us with everything we need and who gives us the wisdom and the discipline to get out of debt. Our Progress We are now at 86% of paying off our …
It’s April, yey! I am so excited to share with you how much is left with our debt after almost 17 months of struggle in paying it off . The journey was not an easy one, but it’s all worth it. And now we are almost done! Soon, by God’s grace. We are now 80% in paying off our debt. …
Being in debt is very common in most Filipino families today. It becomes so normal in the Philippines that some are even buried up to their eyeballs just to keep up with their friends, co-workers, and whatever is trending on social media. They already lost the hope of getting out of debt in the future. I remember the time when …
I am so happy to share to you that after 16 months, we are currently in 75% to paying off our debts. We have a total of P1,065,000 amount of debt to pay including the interest since we started our journey to debt-freedom. It is so amazing how God is working with our family! He is with us all throughout …
![No matter how bad is your situation right now, God is able and He will use your situation for your own good and for His greater glory.
Those who love God can trust in His goodness, His power, and His will to work out all things for our good.
"And we know that in all things God works for the good of those who love him, who[a] have been called according to his purpose." - Romans 8:28](https://scontent-xsp1-2.cdninstagram.com/v/t51.2885-15/272819756_641261817138206_2676529681047489716_n.jpg?_nc_cat=110&ccb=1-7&_nc_sid=8ae9d6&_nc_ohc=WFn4-XTa2pMAX_slZ0J&_nc_ht=scontent-xsp1-2.cdninstagram.com&edm=ANo9K5cEAAAA&oh=00_AfAr441wPquN3-tDlSHoZ1j49k_7ThK_2mgGKpffRT4Bfg&oe=652A62BC)
![It's so comforting to know that despite what's happening around us...all those uncertainties we face in our lives right now, we have SOMEONE who is always CONSTANT. 🥰
"And I am convinced that nothing can ever separate us from God’s love. Neither death nor life, neither angels nor demons,[b] neither our fears for today nor our worries about tomorrow—not even the powers of hell can separate us from God’s love." - Romans 8:38](https://scontent-xsp1-1.cdninstagram.com/v/t51.2885-15/272760410_969565917328622_8807433378546268369_n.jpg?_nc_cat=103&ccb=1-7&_nc_sid=8ae9d6&_nc_ohc=RbwIMOcGZk0AX8IpLL6&_nc_ht=scontent-xsp1-1.cdninstagram.com&edm=ANo9K5cEAAAA&oh=00_AfAEsPKg-kXIl-bMb0T-IC2E80xbUvjAG4Mag_QrUGBuAA&oe=6529C68F)