It is the money set aside to help us survive an unexpected event or hard times like this pandemic when many lost their jobs, got sick and incurred a lot of medical bills, etc.
How to Efficiently Track Your Expenses
For many people, just like making a budget, tracking expenses is one of the most boring and scariest activities ever! I know right? But of course, no matter how we dread doing it, it is still a must on our side if we want to take control of our finances. Usually, the leakage in our budget comes from the small …