As a wife of a seafarer, I understand the tides of uncertainty that come with this unique journey. In times of unpredictability, God and a strong financial plan can be our anchor. Let’s embark on this voyage of financial stability with faith and practical wisdom. Here are tips, inspired by His Word, to help us navigate through uncertain waters while …
Navigating Sleep Deprivation: Tips for New Moms and Breastfeeding Moms
Congratulations on the precious gift of motherhood! As we embark on this beautiful journey, sleep deprivation can feel overwhelming. But fear not, for we have the strength and wisdom of God to guide us through. Here are some practical tips, inspired by His Word, to help us cope with sleep deprivation while breastfeeding our little ones. 1. Prioritize Rest: “Come …
How to Get 15,000 a Year While Spending Using Citibank Cash Back Credit Card
To be honest, after we paid out our debts, I got allergic to the term “utang”. I surrendered my credit cards except for my Citibank Cash Back Credit Card that I use when buying groceries, gas and paying bills like Meralco, PLDT etc. I call it “Mommy CC” and I kept it because I earn cashback from my spendings. I …
How to Reach Your Dreams with a Vision Board
What is a Vision Board? Is God speaking to you in dreams and visions? Is He giving you inspirations and instructions? Write them down! For each one of us, God has prepared amazing things. He gives us vision to reveal His plan for our future. When He gives us these revelations thru visions, He refocuses our eyes to our future. …
How to Pay Off Debt Fast with Debt Snowball Method
No matter how much they earn, they spend two times of their income and then they are not left with anything as most of their salary goes in paying debts.” This is how a foreign CEO looks at Filipino workers in his company when it comes to managing their own finances. He said that he stopped their operations in …
How to Build an Emergency Fund During Pandemic
It is the money set aside to help us survive an unexpected event or hard times like this pandemic when many lost their jobs, got sick and incurred a lot of medical bills, etc.
How to Efficiently Track Your Expenses
For many people, just like making a budget, tracking expenses is one of the most boring and scariest activities ever! I know right? But of course, no matter how we dread doing it, it is still a must on our side if we want to take control of our finances. Usually, the leakage in our budget comes from the small …
How to Register Your Online Shop in BIR
Although exempted to pay the income tax if gross income is less than Php 250,000, all small, medium and big businesses are required to register with BIR and file their taxes regularly.
Journey to Debt Freedom Update – May 2019
After 18 months of paying off our non-mortgage debts, we are now down to one(1) out of seven (7) debts. Praise and glory be to our wonderful God who provides us with everything we need and who gives us the wisdom and the discipline to get out of debt. Our Progress We are now at 86% of paying off our …
How to Get Pregnant Even if You Have PCOS
“Polycystic ovarian syndrome (PCOS) is one of the most common female reproductive disorders; affecting approximately 10% or more of women worldwide. PCOS is a big deal because it can lead to infertility and other health problems. The common symptoms associated with PCOS are irregular or no periods and anovulation (meaning you don’t ovulate, or ovulate rarely), increases in androgen …